diff --git a/src/apply.rs b/src/apply.rs
index da006fd..8d460cb 100644
--- a/src/apply.rs
+++ b/src/apply.rs
@@ -515,19 +515,22 @@ fn apply_team_access_step(
 }
 
 /// Step 6 — secrets from the template (detected from the repo's marker
-/// files), skipping the ones the repo already has.
+/// files), skipping the ones the repo already has or its organization
+/// provides.
 fn apply_missing_secrets_step(target: &ApplyTarget) -> Result<()> {
     let secret_specs = detect_template_secrets(&target.client, &target.owner, &target.repo_name);
     if secret_specs.is_empty() {
         return Ok(());
     }
 
-    let existing = secrets::list_secret_names(&target.client, &target.owner, &target.repo_name)
+    let mut present = secrets::list_secret_names(&target.client, &target.owner, &target.repo_name)
         .unwrap_or_default();
-    let missing: Vec<_> = secret_specs
-        .iter()
-        .filter(|s| !existing.iter().any(|e| e == &s.name))
-        .collect();
+    present.extend(secrets::list_org_secret_names(
+        &target.client,
+        &target.owner,
+        &target.repo_name,
+    ));
+    let missing = crate::templates::secrets_to_configure(&secret_specs, &present);
     if missing.is_empty() {
         return Ok(());
     }
diff --git a/src/github/secrets.rs b/src/github/secrets.rs
index e99a1f6..61c5fe0 100644
--- a/src/github/secrets.rs
+++ b/src/github/secrets.rs
@@ -68,6 +68,17 @@ pub fn list_secret_names(client: &GithubClient, owner: &str, repo: &str) -> Resu
     Ok(resp.secrets.into_iter().map(|s| s.name).collect())
 }
 
+/// Names of the organization secrets the repo can read. A repo owned by a
+/// user has no organization (the API answers 422); that, like any failure,
+/// reads as none, so the caller falls back to asking for the value.
+pub fn list_org_secret_names(client: &GithubClient, owner: &str, repo: &str) -> Vec<String> {
+    let path = format!("/repos/{owner}/{repo}/actions/organization-secrets?per_page=100");
+    client
+        .get::<SecretsListResponse>(&path)
+        .map(|resp| resp.secrets.into_iter().map(|s| s.name).collect())
+        .unwrap_or_default()
+}
+
 /// Encrypts `value` with the repo's public key and stores it as a secret.
 pub fn set_secret(
     client: &GithubClient,
@@ -123,6 +134,14 @@ mod tests {
         assert_eq!(resp.secrets[1].name, "SECRET2");
     }
 
+    #[test]
+    fn test_org_secrets_list_response_deserialize() {
+        let json = r#"{"total_count":1,"secrets":[{"name":"CARGO_REGISTRY_TOKEN","created_at":"2026-10-06T00:47:23Z","updated_at":"2026-10-06T00:47:23Z","visibility":"all"}]}"#;
+        let resp: SecretsListResponse = serde_json::from_str(json).unwrap();
+        assert_eq!(resp.secrets.len(), 1);
+        assert_eq!(resp.secrets[0].name, "CARGO_REGISTRY_TOKEN");
+    }
+
     #[test]
     fn test_secrets_list_response_empty() {
         let json = r#"{"secrets":[]}"#;
diff --git a/src/templates/mod.rs b/src/templates/mod.rs
index 53fa3a7..90ce2c0 100644
--- a/src/templates/mod.rs
+++ b/src/templates/mod.rs
@@ -536,6 +536,19 @@ pub struct SecretSpec {
     pub required: bool,
 }
 
+/// The template secrets that still need a value: those neither on the repo
+/// already nor provided to it by its organization. A repo-level copy of an
+/// organization secret would shadow the shared one, so ghscaff never writes it.
+pub fn secrets_to_configure<'a>(
+    specs: &'a [SecretSpec],
+    present: &[String],
+) -> Vec<&'a SecretSpec> {
+    specs
+        .iter()
+        .filter(|s| !present.iter().any(|p| p == &s.name))
+        .collect()
+}
+
 fn default_true() -> bool {
     true
 }
@@ -567,6 +580,36 @@ pub fn load_secrets(language: &str) -> Vec<SecretSpec> {
 mod tests {
     use super::*;
     use crate::templates::rust::RustTemplate;
+
+    fn spec(name: &str) -> SecretSpec {
+        SecretSpec {
+            name: name.to_string(),
+            description: String::new(),
+            required: true,
+        }
+    }
+
+    #[test]
+    fn secrets_to_configure_skips_org_provided_and_existing() {
+        let specs = [
+            spec("CARGO_REGISTRY_TOKEN"),
+            spec("PYPI_API_TOKEN"),
+            spec("DEPLOY_KEY"),
+        ];
+        let present = ["CARGO_REGISTRY_TOKEN".to_string(), "DEPLOY_KEY".to_string()];
+        let names: Vec<_> = secrets_to_configure(&specs, &present)
+            .iter()
+            .map(|s| s.name.as_str())
+            .collect();
+        assert_eq!(names, ["PYPI_API_TOKEN"]);
+    }
+
+    #[test]
+    fn secrets_to_configure_asks_for_everything_without_an_org() {
+        let specs = [spec("CARGO_REGISTRY_TOKEN")];
+        assert_eq!(secrets_to_configure(&specs, &[]).len(), 1);
+    }
+
     #[test]
     fn test_available_languages() {
         assert!(!AVAILABLE.is_empty(), "Should have at least one language");
diff --git a/src/wizard/execution.rs b/src/wizard/execution.rs
index 46d0d59..47b49c1 100644
--- a/src/wizard/execution.rs
+++ b/src/wizard/execution.rs
@@ -333,7 +333,8 @@ fn grant_wizard_team_access_step(
     Ok(())
 }
 
-/// Step 9 — template secrets: env → vault → prompt.
+/// Step 9 — template secrets: organization → vault → prompt. A secret the
+/// organization already provides is never copied onto the repo.
 fn configure_wizard_secrets_step(
     progress: &mut StepCounter,
     client: &GithubClient,
@@ -341,7 +342,14 @@ fn configure_wizard_secrets_step(
     passphrase: &str,
     secret_specs: &[templates::SecretSpec],
 ) -> Result<()> {
+    let org_secrets = secrets::list_org_secret_names(client, &c.owner, &c.name);
+    let to_configure = templates::secrets_to_configure(secret_specs, &org_secrets);
     for spec in secret_specs {
+        if !to_configure.iter().any(|s| s.name == spec.name) {
+            println!("  ◆ Secret {}: provided by the organization", spec.name);
+            progress.skip();
+            continue;
+        }
         let value = if let Some(val) = crate::vault::resolve_secret(&spec.name, passphrase)? {
             println!("  ◆ Secret {}: found", spec.name);
             Some(val)