diff --git a/src/components/FundingProgress.tsx b/src/components/FundingProgress.tsx
index 5c4f946..a5ac098 100644
--- a/src/components/FundingProgress.tsx
+++ b/src/components/FundingProgress.tsx
@@ -3,12 +3,26 @@
 import { useEffect, useState } from "react";
 import { formatAmount } from "@stellar-split/sdk";
 
+/**
+ * A milestone can be expressed either as a percentage (0–100)
+ * or as an absolute amount (bigint). When expressed as an amount,
+ * it is converted to a percentage relative to `total`.
+ */
+export type MilestoneInput =
+  | { type: "percent"; value: number; label?: string }
+  | { type: "amount"; value: bigint; label?: string };
+
 interface Props {
   funded: bigint;
   total: bigint;
   token?: string;
   /** compact hides the text label */
   compact?: boolean;
+  /**
+   * Optional milestone markers. Each entry renders a tick on the bar.
+   * Accepts percentages or absolute amounts (converted to % internally).
+   */
+  milestones?: MilestoneInput[];
 }
 
 function getBarColor(pct: number): string {
@@ -19,10 +33,17 @@ function getBarColor(pct: number): string {
 }
 
 /**
- * FundingProgress — animated horizontal bar with colour transitions.
+ * FundingProgress — animated horizontal bar with colour transitions
+ * and optional milestone tick marks.
  * Animates from 0 → actual value on first render (600 ms).
  */
-export default function FundingProgress({ funded, total, token = "USDC", compact = false }: Props) {
+export default function FundingProgress({
+  funded,
+  total,
+  token = "USDC",
+  compact = false,
+  milestones,
+}: Props) {
   const rawPct = total === 0n ? 0 : Number((funded * 100n) / total);
   const clamped = Math.min(100, Math.max(0, rawPct));
 
@@ -36,23 +57,74 @@ export default function FundingProgress({ funded, total, token = "USDC", compact
 
   const label = `${formatAmount(funded)} ${token} of ${formatAmount(total)} ${token} funded (${clamped}%)`;
 
+  /** Resolve milestones to normalised percentage values (0–100). */
+  const resolvedMilestones: Array<{ pct: number; label?: string }> =
+    (milestones ?? [])
+      .map((m) => {
+        if (m.type === "percent") {
+          return { pct: Math.min(100, Math.max(0, m.value)), label: m.label };
+        }
+        // amount — convert to percentage
+        const pct =
+          total === 0n ? 0 : Number((m.value * 100n) / total);
+        return { pct: Math.min(100, Math.max(0, pct)), label: m.label };
+      })
+      // Filter out 0% and 100% edge markers
+      .filter((m) => m.pct > 0 && m.pct < 100);
+
   return (
     <div>
       {!compact && (
         <p className="text-xs text-gray-400 mb-1">{label}</p>
       )}
-      <div
-        role="progressbar"
-        aria-valuenow={clamped}
-        aria-valuemin={0}
-        aria-valuemax={100}
-        aria-label={label}
-        className="w-full bg-gray-700 rounded-full h-2 overflow-hidden"
-      >
+      {/*
+       * The wrapper is `relative` with `overflow-visible` so tick labels
+       * can render above/below without being clipped.
+       */}
+      <div className="relative">
         <div
-          className={`h-full rounded-full transition-all duration-[600ms] ease-out ${getBarColor(clamped)}`}
-          style={{ width: `${width}%` }}
-        />
+          role="progressbar"
+          aria-valuenow={clamped}
+          aria-valuemin={0}
+          aria-valuemax={100}
+          aria-label={label}
+          className="w-full bg-gray-700 rounded-full h-2 overflow-hidden"
+        >
+          <div
+            className={`h-full rounded-full transition-all duration-[600ms] ease-out ${getBarColor(clamped)}`}
+            style={{ width: `${width}%` }}
+          />
+        </div>
+
+        {/* Milestone tick marks */}
+        {resolvedMilestones.map((m) => {
+          const reached = clamped >= m.pct;
+          return (
+            <div
+              key={m.pct}
+              className="absolute top-0 flex flex-col items-center"
+              style={{ left: `${m.pct}%`, transform: "translateX(-50%)" }}
+            >
+              {/* Tick line */}
+              <div
+                aria-hidden="true"
+                className={`w-0.5 h-3 -mt-0.5 rounded-full transition-colors duration-300 ${
+                  reached ? "bg-green-400" : "bg-gray-500"
+                }`}
+              />
+              {/* Optional label below */}
+              {m.label && (
+                <span
+                  className={`mt-0.5 text-[10px] leading-none whitespace-nowrap transition-colors duration-300 ${
+                    reached ? "text-green-400" : "text-gray-500"
+                  }`}
+                >
+                  {m.label}
+                </span>
+              )}
+            </div>
+          );
+        })}
       </div>
     </div>
   );
diff --git a/src/components/PayoutScheduler.tsx b/src/components/PayoutScheduler.tsx
index c592add..807eb60 100644
--- a/src/components/PayoutScheduler.tsx
+++ b/src/components/PayoutScheduler.tsx
@@ -1,6 +1,6 @@
 "use client";
 
-import { useEffect, useState } from "react";
+import { useEffect, useMemo, useState } from "react";
 
 interface Props {
   invoiceId: string;
@@ -38,6 +38,46 @@ export default function PayoutScheduler({ invoiceId, vestingCliff, publicKey }:
 
   const cliffPassed = Math.floor(Date.now() / 1000) >= vestingCliff;
 
+  // Resolve the browser timezone abbreviation once (e.g. "WAT", "EST")
+  const tzAbbr = useMemo(() => {
+    try {
+      const ianaZone = Intl.DateTimeFormat().resolvedOptions().timeZone;
+      // Extract the abbreviation from a formatted date string
+      const sample = new Intl.DateTimeFormat(undefined, {
+        timeZoneName: "short",
+        hour: "numeric",
+        timeZone: ianaZone,
+      }).formatToParts(new Date());
+      return sample.find((p) => p.type === "timeZoneName")?.value ?? ianaZone;
+    } catch {
+      return "local";
+    }
+  }, []);
+
+  /**
+   * Formats a datetime-local string (YYYY-MM-DDTHH:MM) to show:
+   * - Local time with timezone abbreviation:  "3:00 PM WAT"
+   * - UTC equivalent below:                  "2:00 PM UTC"
+   */
+  const formatWithTz = (datetimeLocal: string) => {
+    if (!datetimeLocal) return { local: "", utc: "" };
+    const d = new Date(datetimeLocal);
+    if (Number.isNaN(d.getTime())) return { local: datetimeLocal, utc: "" };
+
+    const localStr = new Intl.DateTimeFormat(undefined, {
+      dateStyle: "medium",
+      timeStyle: "short",
+    }).format(d);
+
+    const utcStr = new Intl.DateTimeFormat("en-US", {
+      dateStyle: "medium",
+      timeStyle: "short",
+      timeZone: "UTC",
+    }).format(d);
+
+    return { local: `${localStr} ${tzAbbr}`, utc: `${utcStr} UTC` };
+  };
+
   useEffect(() => {
     const existing = loadSchedules().find((s) => s.invoiceId === invoiceId);
     if (existing) { setDate(existing.date); setSaved(true); }
@@ -77,9 +117,23 @@ export default function PayoutScheduler({ invoiceId, vestingCliff, publicKey }:
       {cliffPassed ? (
         <p className="text-green-400 text-sm mb-3">Vesting cliff passed — you can claim now.</p>
       ) : (
-        <p className="text-sm text-gray-400 mb-3">
-          Cliff on {new Date(vestingCliff * 1000).toLocaleDateString()}. Schedule a reminder.
-        </p>
+        <div className="mb-3">
+          <p className="text-sm text-gray-400">
+            Cliff on{" "}
+            {new Intl.DateTimeFormat(undefined, { dateStyle: "medium", timeStyle: "short" }).format(
+              new Date(vestingCliff * 1000)
+            )}{" "}
+            {tzAbbr}. Schedule a reminder.
+          </p>
+          <p className="text-xs text-gray-500">
+            {new Intl.DateTimeFormat("en-US", {
+              dateStyle: "medium",
+              timeStyle: "short",
+              timeZone: "UTC",
+            }).format(new Date(vestingCliff * 1000))}{" "}
+            UTC
+          </p>
+        </div>
       )}
 
       {!saved ? (
@@ -101,9 +155,17 @@ export default function PayoutScheduler({ invoiceId, vestingCliff, publicKey }:
         </form>
       ) : (
         <div className="flex items-center justify-between gap-3 flex-wrap">
-          <p className="text-sm text-gray-300">
-            Scheduled: <span className="text-indigo-300">{new Date(date).toLocaleString()}</span>
-          </p>
+          <div>
+            <p className="text-sm text-gray-300">
+              Scheduled:{" "}
+              <span className="text-indigo-300">{formatWithTz(date).local}</span>
+            </p>
+            {formatWithTz(date).utc && (
+              <p className="text-xs text-gray-500 mt-0.5">
+                {formatWithTz(date).utc}
+              </p>
+            )}
+          </div>
           <button
             onClick={handleCancel}
             className="min-h-11 px-3 py-2 rounded-lg bg-gray-800 hover:bg-gray-700 text-sm text-gray-400 transition-colors"
diff --git a/src/components/SubscriptionCard.tsx b/src/components/SubscriptionCard.tsx
index 2e49bed..630ada2 100644
--- a/src/components/SubscriptionCard.tsx
+++ b/src/components/SubscriptionCard.tsx
@@ -1,5 +1,6 @@
 "use client";
 
+import { useMemo } from "react";
 import Link from "next/link";
 import type { Subscription } from "@/types/subscription";
 import {
@@ -7,6 +8,37 @@ import {
   formatSubscriptionForDisplay,
 } from "@/lib/subscriptions";
 
+/**
+ * Returns a human-readable relative time string for a Unix timestamp.
+ * - Overdue  → "Overdue by X days"  (red)
+ * - < 24 h   → "in X hours"
+ * - Otherwise → "in X days" / "Tomorrow" / "Today"
+ */
+function useRelativeBillingDate(nextRunDate: number): { label: string; overdue: boolean } {
+  return useMemo(() => {
+    const now = Date.now();
+    const target = nextRunDate * 1000;
+    const diffMs = target - now;
+    const diffHours = diffMs / (1000 * 60 * 60);
+    const diffDays = diffMs / (1000 * 60 * 60 * 24);
+
+    if (diffMs < 0) {
+      const overdueDays = Math.abs(Math.ceil(diffDays));
+      return { label: `Overdue by ${overdueDays} day${overdueDays === 1 ? "" : "s"}`, overdue: true };
+    }
+
+    const formatter = new Intl.RelativeTimeFormat(undefined, { numeric: "auto" });
+
+    if (diffHours < 24) {
+      const hours = Math.ceil(diffHours);
+      return { label: formatter.format(hours, "hour"), overdue: false };
+    }
+
+    const days = Math.ceil(diffDays);
+    return { label: formatter.format(days, "day"), overdue: false };
+  }, [nextRunDate]);
+}
+
 interface Props {
   subscription: Subscription;
 }
@@ -19,6 +51,7 @@ const STATUS_STYLES: Record<string, string> = {
 
 export default function SubscriptionCard({ subscription }: Props) {
   const display = formatSubscriptionForDisplay(subscription);
+  const { label: relativeLabel, overdue } = useRelativeBillingDate(subscription.nextRunDate);
 
   return (
     <Link
@@ -44,11 +77,18 @@ export default function SubscriptionCard({ subscription }: Props) {
       <div className="grid grid-cols-2 gap-3 text-sm">
         <div>
           <p className="text-gray-500 text-xs">Next Run</p>
-          <p className="text-gray-300">
-            {subscription.status === "active"
-              ? display.nextRunDateFormatted
-              : "—"}
-          </p>
+          {subscription.status === "active" ? (
+            <p className="text-gray-300">
+              {display.nextRunDateFormatted}
+              <span
+                className={`ml-1.5 text-xs ${overdue ? "text-red-400 font-medium" : "text-gray-500"}`}
+              >
+                · {relativeLabel}
+              </span>
+            </p>
+          ) : (
+            <p className="text-gray-300">—</p>
+          )}
         </div>
         <div>
           <p className="text-gray-500 text-xs">Invoices</p>
diff --git a/src/components/SubscriptionHistoryTable.tsx b/src/components/SubscriptionHistoryTable.tsx
index 277fb63..881dccd 100644
--- a/src/components/SubscriptionHistoryTable.tsx
+++ b/src/components/SubscriptionHistoryTable.tsx
@@ -13,6 +13,39 @@ const STATUS_STYLES: Record<string, string> = {
   Refunded: "text-gray-400",
 };
 
+/** Escapes a value for safe inclusion in a CSV cell. */
+function escapeCSV(value: string): string {
+  if (/[",\n\r]/.test(value)) {
+    return `"${value.replace(/"/g, '""')}"`;
+  }
+  return value;
+}
+
+/** Builds and triggers a CSV download for the given history rows. */
+function downloadHistoryCSV(history: SubscriptionInvoice[]): void {
+  const headers = ["Date", "Amount", "Currency", "Status", "Transaction Hash"];
+  const rows = history.map((inv) => [
+    new Date(inv.generatedAt * 1000).toISOString(),
+    formatAmount(inv.amount),
+    "USDC",
+    inv.status,
+    inv.invoiceId,
+  ]);
+
+  const csvContent = [headers, ...rows]
+    .map((row) => row.map(escapeCSV).join(","))
+    .join("\n");
+
+  const blob = new Blob([csvContent], { type: "text/csv;charset=utf-8;" });
+  const url = URL.createObjectURL(blob);
+  const today = new Date().toISOString().slice(0, 10);
+  const a = document.createElement("a");
+  a.href = url;
+  a.download = `subscription-history-${today}.csv`;
+  a.click();
+  URL.revokeObjectURL(url);
+}
+
 export default function SubscriptionHistoryTable({ history }: Props) {
   if (history.length === 0) {
     return (
@@ -24,6 +57,30 @@ export default function SubscriptionHistoryTable({ history }: Props) {
 
   return (
     <div>
+      {/* Export toolbar */}
+      <div className="flex justify-end mb-3">
+        <button
+          type="button"
+          onClick={() => downloadHistoryCSV(history)}
+          className="inline-flex items-center gap-1.5 px-3 py-1.5 rounded-lg bg-gray-800 hover:bg-gray-700 border border-gray-700 text-xs text-gray-300 font-medium transition-colors"
+          aria-label="Export subscription history as CSV"
+        >
+          <svg
+            xmlns="http://www.w3.org/2000/svg"
+            className="h-3.5 w-3.5"
+            viewBox="0 0 20 20"
+            fill="currentColor"
+            aria-hidden="true"
+          >
+            <path
+              fillRule="evenodd"
+              d="M3 17a1 1 0 011-1h12a1 1 0 110 2H4a1 1 0 01-1-1zm3.293-7.707a1 1 0 011.414 0L9 10.586V3a1 1 0 112 0v7.586l1.293-1.293a1 1 0 111.414 1.414l-3 3a1 1 0 01-1.414 0l-3-3a1 1 0 010-1.414z"
+              clipRule="evenodd"
+            />
+          </svg>
+          Export CSV
+        </button>
+      </div>
       {/* Desktop table */}
       <div className="hidden sm:block overflow-x-auto">
         <table className="w-full text-sm">