diff --git a/.github/workflows/ci.yml b/.github/workflows/ci.yml
index dd61a7b..9bd8fc9 100644
--- a/.github/workflows/ci.yml
+++ b/.github/workflows/ci.yml
@@ -52,4 +52,9 @@ jobs:
       - name: Test
         # Network I/O is isolated in the *_utils modules and mocked there, so
         # the suite needs neither a live network nor any external binary.
-        run: pytest --tb=short -q
+        #
+        # --cov-fail-under lives here rather than in pyproject addopts: in
+        # addopts it also fires on targeted runs like
+        # `pytest tests/test_checker.py::TestX -v`, which measure the whole
+        # package while running one class and would always fail the gate.
+        run: pytest --tb=short -q --cov-fail-under=100
diff --git a/CHANGELOG.md b/CHANGELOG.md
index 2c947e8..eb4aa96 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -9,6 +9,25 @@ Version numbers follow [Semantic Versioning](https://semver.org/spec/v2.0.0.html
 
 ## [Unreleased]
 
+### Added
+
+- Two `checker.py` tests covering the last uncovered paths: a malformed
+  `root-anchors.xml` body (distinct from the network failure already tested —
+  it reaches the parse `try`, not the fetch one), and an insecure delegation
+  leaving the target zone with no validated keys, where `check()` must finalise
+  and return `None` rather than validate the final RRset against `None`.
+
+### Changed
+
+- CI now enforces the 100% coverage target CLAUDE.md documents. Coverage was
+  reported but never gated, so the suite sat at 99% against a documented 100%
+  with nothing to catch it. The gate lives in the workflow's pytest step rather
+  than in `addopts`, because in `addopts` it also fires on targeted runs such as
+  `pytest tests/test_checker.py::TestX -v`, which measure the whole package
+  while running one class and would fail the gate every time.
+- `README.md`: test count corrected to 285 (the badge and prose both still
+  claimed 274, stale by 11 before this change).
+
 ---
 
 ## [0.1.6] — 2026-07-08
diff --git a/README.md b/README.md
index 0a2f264..bf0fa9b 100644
--- a/README.md
+++ b/README.md
@@ -16,7 +16,7 @@ $ chainvalidator check example.com
 ```
 
 ![Python](https://img.shields.io/badge/python-%3E%3D3.11-blue)
-![Tests](https://img.shields.io/badge/tests-274%20passing-brightgreen)
+![Tests](https://img.shields.io/badge/tests-285%20passing-brightgreen)
 ![Coverage](https://img.shields.io/badge/coverage-100%25-brightgreen)
 ![License](https://img.shields.io/badge/license-GPLv3-lightgrey)
 
@@ -216,7 +216,7 @@ pytest tests/test_checker.py
 pytest tests/test_checker.py::TestValidateNsec3Nxdomain -v
 ```
 
-The test suite has **274 tests** and achieves **100% coverage** of all
+The test suite has **285 tests** and achieves **100% coverage** of all
 testable code. The one `# pragma: no cover` annotation marks a defensive
 guard inside the `validate_nsec3_rrset` closure in `_validate_nsec3_nxdomain`
 — it is structurally unreachable because the closure is only ever called with
diff --git a/tests/test_checker.py b/tests/test_checker.py
index 5267bb5..039f971 100644
--- a/tests/test_checker.py
+++ b/tests/test_checker.py
@@ -312,6 +312,18 @@ def test_network_failure_records_error_and_returns_empty(self):
         assert ds_list == []
         assert len(c.errors) == 1
 
+    def test_malformed_xml_records_parse_error_and_returns_empty(self):
+        # The fetch succeeds but the body is not parseable XML, which is a
+        # distinct failure from the network error above: it reaches the parse
+        # try/except rather than the fetch one.
+        c = _make_checker()
+        mock_resp = MagicMock()
+        mock_resp.content = b"<TrustAnchor><KeyDigest>truncated"
+        with patch("requests.get", return_value=mock_resp):
+            ds_list = c._load_trust_anchor()
+        assert ds_list == []
+        assert any("Failed to parse root-anchors.xml" in e for e in c.errors)
+
     def test_expired_key_digest_skipped(self):
         c = _make_checker()
         mock_resp = MagicMock()
@@ -1260,6 +1272,45 @@ def mock_check_final(zone, keys, **kwargs):
             patch.object(c, "_check_final_rrset", side_effect=mock_check_final),
         )
 
+    def test_unsigned_target_zone_returns_none(self):
+        # An insecure delegation leaves the target zone with no validated keys.
+        # check() must finalise and report insecure rather than attempting the
+        # final RRset validation with a None key set.
+        c = _make_checker()
+        dnskey_rr = make_dnskey_rrset(".")
+
+        def mock_build(fqdn):
+            c._zone_ns_map = {
+                ".": [("a.root", "1.1.1.1")],
+                "example.com.": [("ns1.example.com.", "2.2.2.2")],
+            }
+            return [".", "example.com."]
+
+        def mock_check_root(ta, validated):
+            validated["."] = dnskey_rr
+            return True
+
+        def mock_check_zone(**kwargs):
+            # Delegation proven unsigned: succeeds without recording keys for
+            # the child, exactly as _handle_insecure_delegation leaves it.
+            return True
+
+        with (
+            patch.object(c, "_build_zone_list", side_effect=mock_build),
+            patch.object(c, "_load_trust_anchor", return_value=[MagicMock()]),
+            patch.object(c, "_check_root", side_effect=mock_check_root),
+            patch.object(c, "_check_zone", side_effect=mock_check_zone),
+            patch.object(c, "_check_final_rrset") as final_rrset,
+            patch.object(c, "_finalise", wraps=c._finalise) as finalise,
+        ):
+            result = c.check()
+
+        assert result is None
+        final_rrset.assert_not_called()
+        # Without this the test would also pass if check() returned None
+        # without finalising, leaving the report status unset.
+        finalise.assert_called_once()
+
     def test_trust_anchor_failure_returns_false(self):
         c = _make_checker()